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The Federal Reserve's Role in Shaping Mortgage Rates

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin

Jan 16, 2024 | Purchasing a Home Interest Rates

Avoiding Common Homebuyer Mistakes in a Seller's Market

Avoiding Common Homebuyer Mistakes in a Seller's Market

We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros

Jan 09, 2024 | Purchasing a Home

2024 Loan Limits

While we are running about a month behind schedule for this post, here is our annual breakdown of FHFA's newest loan limits for 2024.  While we won't try to dive into two-, three-, or four-unit translations this intended to convey what Conventional a

Jan 03, 2024 | Conventional Loan Limits FHA Loan Limits

The Rise of House-Hacking Among Millennials and Gen Z

The Rise of House-Hacking Among Millennials and Gen Z

Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a part or the entirety of a home to generate supplementary i

Jan 02, 2024 | Purchasing a Home

What Are the Tax Benefits of Homeownership?

What Are the Tax Benefits of Homeownership?

Today, we're about to embark on a journey that delves into the intricate world of financial wisdom concealed within the very walls of your home.  We'll unravel the hidden tax treasures that homeownership bestows upon the wise. It's not merely about b

Dec 26, 2023 | Purchasing a Home

Warm Wishes for a Merry Christmas!

Warm Wishes for a Merry Christmas!

'Tis the season to be jolly and to be filled with gratitude and holiday cheer! As the year comes to a close, we want to take a moment to extend our warmest Merry Christmas wishes to all our wonderful customers who have made this year truly special. In the

Dec 21, 2023 |