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What is a Loan Estimate?

What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage. Here’s what you need to know to effectively ma

Mar 21, 2023 | Purchasing a Home

What Fees are Included in Mortgage Closing Costs?

What Fees are Included in Mortgage Closing Costs?

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are these fees and what is it you are paying for? Closing Costs Defined Closing costs are charges for basically all the services it takes to put together a mortga

Mar 14, 2023 | Purchasing a Home

How To Beat High Inflation with a Home Purchase

How To Beat High Inflation with a Home Purchase

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being quickly eroded. High interest rates may have scared yo

Mar 07, 2023 | Purchasing a Home

How Long Does a Mortgage Pre-Approval Last?

How Long Does a Mortgage Pre-Approval Last?

The U.S. real estate market has had an extremely low inventory of available homes over the past two years thanks to enormous demand. That has resulted in longer home searches for potential buyers. The National Association of Realtors recently reported tha

Feb 28, 2023 | Purchasing a Home

First Time VA Buyers

First Time VA Buyers

Whether buying your first house or not, using your VA mortgage eligibility and having the very best buying experience is alive and well. A long time customer from almost 10 years ago referred us to this nice family without any real direction on how to mak

Feb 16, 2023 | VA Loans First Time Buyer Crestview FL

Happy Valentine's Day

Happy Valentine's Day

We love Mortgages, but we love it even more when we get to work with awesome customers like you! Thank you for choosing us for your mortgage needs. Your trust and loyalty mean the world to us.  Wishing you everything that makes you happiest, today and alw

Feb 14, 2023 |