Today, we're going to explore an unconventional, yet incredibly effective, avenue to homeownership: Lease-to-Own agreements. If you've been yearning to call a place your own but have faced hurdles in the traditional mortgage landscape, this could be your
Jan 30, 2024 | Purchasing a Home
In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of a 20% down payment remains the beacon of tradition, but
Jan 23, 2024 | Purchasing a Home
In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it exerts a potent influence on various aspects of our fin
Jan 16, 2024 | Purchasing a Home Interest Rates
We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market can present unique challenges and opportunities for pros
Jan 09, 2024 | Purchasing a Home
While we are running about a month behind schedule for this post, here is our annual breakdown of FHFA's newest loan limits for 2024. While we won't try to dive into two-, three-, or four-unit translations this intended to convey what Conventional a
Jan 03, 2024 | Conventional Loan Limits FHA Loan Limits
Amidst escalating home prices and rising interest rates, a notable trend is gaining traction among Gen Z and millennial homebuyers: "house hacking." This innovative strategy involves renting out a part or the entirety of a home to generate supplementary i
Jan 02, 2024 | Purchasing a Home