AL and FL Mortgage News

Mortgages Made for Teachers

May 9th, 2017 9:37 AM by Devin Murray


On average Alabama is home to over 52,000 public school teachers and in Florida that number is greater than 180,000.  If you or your spouse are a teacher or work in public education and are looking for a mortgage you are in very good hands at Gulf States Financial.  We have over 16 years of experience of helping teachers and their families purchase and refinance homes using the most cutting edge products the market has to offer just for teachers.  Our company was started by two former teachers so we are very familiar with the profession and mortgage scenarios highly unique to teachers that other lenders simply can not anticipate nor fully understand.

For example, did you know as a teacher you can purchase a home with a conventional loan with just 1% down? Did you know that you can put as little as 3% down and not pay monthly mortgage insurance?  Did you know it is possible to refinance your home without an appraisal or borrow against the fully repaired value to update your home?  These are just a few examples of actual scenarios we have helped teachers with in recent months.

While local banks and credit unions help teachers and do offer competitive rates at low costs, these institutions offer a narrow range of products from the broad spectrum that the market actually offers.  So if you are looking to buy, build new construction, renovate, or refinance your rate as a teacher it pays to know all your options first.  We know education and mortgages.

Have a specific question or scenario, call us at 888-269-8335 or send us an email at

Get pre-approved or apply online 24 hours a day


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